Mark Ziegler and Katherine Reese announce acquisition of First State Bank of the SoutheastNEWS

Stronger together. 

We have officially entered into an agreement to acquire First State Bank of the Southeast!

Learn More

Mother and daughters taking a selfie.MEMBERSHIP

Not a member yet? 

Anyone can join, and becoming a member is easy-peasy!

Learn More

Dial lock on a yellow background.FRAUD AWARENESS

Fight fraud like a pro. 

Get the latest tips and tricks for fighting fraud from our experts.

View Tips

What are you looking for?

Building relationships and transforming lives.


Together, we can make a bigger difference.

The Y-12 FCU Gives Foundation was birthed from the Credit Union's legacy mission of "people helping people." We focus primarily on fighting childhood hunger by working with proven area agencies to provide food. Secondarily, we also channel some funds towards helping local agencies meet the needs of knowledge and resources for children.

Serve with us on our Board of Directors!
Apply Now      Learn More


Featured Rates

30-Year Fixed

As Low As

6.997%

APR*

Visa Signature Rewards

15.99% - 18.00%

APR*

Signature Loan (Unsecured)

As Low As

12.49%

APR*

Auto Loan 2018-2025

As Low As

6.49%

APR*

*Annual Percentage Rate

View all Rates