Auto Loans
AUTO LOAN BENEFITS
Get rollin' with convenient features.
From buying your first car to upgrading your vehicle to just looking for a new ride, tackle your auto loan with ease.
FREQUENTLY ASKED QUESTIONS
We've got answers.
- Auto loans and special offers are available to new and existing Y-12 Credit Union members.
- Yes! Check out our auto calculators that can help compare loans, payments, and terms. You can also check the value for your trade-in or prepective vehicle at J.D. Power and learn a vehicle's history at CARFAX.
- Get rollin' by submitting your application online, at a branch, or through video banking.
- Yes! Auto loans are eligible for Loyalty Rewards redemption. Please note that the qualifying loan requires a minimum opening balance of $5,000 and a minimum one-year term.
- Flexibility means having options. Manage your accounts in a branch, online, over the phone, through chat, in-app, with Video Banking, and more.
- With our nationwide co-op ATM network, say goodbye to ATM fees and surcharges.
- As a credit union, we make decisions with a member-first approach. Your success is our success.
- Switching your account from another institution won't be a headache. Our free online tool, ClickSWITCH, will securely transfer direct deposits and recurring payments to your Y-12 Credit Union account.
- From financial wellness tools to tips and tricks, take advantage of a supportive team that has your back and wants to see you succeed.
RESOURCES
Need additional help?
Subject to credit approval.
1. APR is Annual Percentage Rate. First payment due no later than 90 days after loan funding for qualified loans originating on or after May 30, 2024, until further notice; interest accrual begins on date of funding. Existing Y-12 FCU loans excluded. Rate pricing based on credit score, term, and age of collateral. Loans subject to credit approval. This offer is for a limited time only and can be withdrawn at any time. Federally insured by NCUA.
