Cookie Statement
Updated: June 12, 2024
This Cookie Statement explains how Y-12 Federal Credit Union (“Y-12 FCU”) and our third-party partners use cookies and similar technologies (“Cookies”) on our websites, including services provided on those websites (referred to collectively as “Websites”).
Y-12 FCU uses Cookies to enable basic functionality, analyze trends, understand when and how you visit and interact with Y-12 FCU’s Websites, gather information about your device and settings, and to permit Y-12 FCU and our marketing partners to provide and measure advertising to you relating to Y-12 FCU products and services. Depending on your jurisdiction, we ask for your prior consent for different types of Cookies or allow you to opt out.
What are Cookies and How Does Y-12 FCU Use Them?
Cookies are small text, image, or data files or tag code snippets placed on your device by websites that you visit or access. They are widely used to make websites work and function with greater efficiency, and to provide customization and to improve website performance. Some Cookies stay on your device only for the duration of your web session and expire when you exit your browser; other Cookies remain longer than your web session, including after you exit your browser, for example to remember you when you return to the website.
The table below explains the categories of Cookies that Y-12 FCU and our third-party partners use on our Websites and why. Depending on your jurisdiction, we get permission before we set certain cookies and you can always prevent Y-12 FCU from setting cookies that are not necessary for the performance of the Y-12 FCU service. Opt-out options are generated automatically when a California, Colorado, Connecticut, Utah, or Virginia user enters our website. Changes to your cookie preferences are immediate. Once you make such a cookie selection, Y-12 FCU stores a “preference” cookie on your device for at least six (6) months to prevent repeatedly asking you to set your cookie preferences. More detailed information about the specific Cookies used, and how you can control them, can be found by visiting our Cookie management tool at the footer of the page.
| Cookie | Type | Purpose |
| Strictly Necessary Cookies | Core | These Cookies are required to enable basic Website functionality such as providing a secure login and remembering your progress through an order. |
| Technical Performance | We use these Cookies for, among other things, detection of browsing issues, optimization of technical performance and ergonomics, estimation of the required server power, the proper presentation of the Website and load balancing as strictly necessary to ensure that our Websites remain up and operating. | |
| Necessary Settings | We use these Cookies to record a user’s settings, such as language, currency, time zone, browser, and device, that are strictly necessary to enable our Websites to operate properly. | |
| Functional Cookies | Enhanced Functionality and Customization | These Cookies are not core to the service provided or the purpose of the web page visited. Functional Cookies enable the Website to provide enhanced functionality and customization, such as remembering a user’s preferences. These Cookies may be set by us or by third-party providers whose services we have added to our pages. If you do not allow these Cookies, some or all of these services may not function properly. |
| Performance Cookies | Analytics | We use Cookies to gather usage and performance data to provide and improve the performance of our websites and products. This includes cookies from Y-12 FCU and helps us understand how people use and interact with our Websites. |
| Targeting | Advertising | We and our advertising partners may set Cookies on our Websites that collect data about how you interact with our Website so that they can advertise Y-12 FCU on other websites and apps. Our advertising partners also may set Cookies to show you third-party advertising (including personalized advertising) on our products. Depending on your jurisdiction, the default setting for cookies differs. We ask you for your prior consent or enable you to opt out of having your information shared with third-party advertisers or from receiving personalized advertising from our third-party partners. Users who withdraw their consent or opt out of third-party advertising Cookies won’t receive third-party personalized advertising on our Websites or our products. |
| Social Media | Some of our Websites include Cookies provided by social media companies so that you can easily share our content on social media if you are logged into your social media account. If you turn off targeting cookies, social media companies will not be able to determine whether you are already logged into a given social media account, so you may not be able to share our content on your social media account. |
How to Control Cookies
Except for Strictly Necessary Cookies, you can accept or decline categories or individual cookies at any time by visiting our Cookie management tool at the footer of this webpage.
You can also control Cookies by adjusting the settings within your internet browser. Most web browsers automatically accept Cookies, but all browsers provide controls that allow you to block or delete them. For example, in most modern browsers, you can block or delete Cookies by clicking Settings > Privacy > Cookies. Instructions for blocking or deleting Cookies in other browsers may be available in each browser’s privacy or help documentation. To learn more about Cookies, including how to see what Cookies have been set and how to manage and delete them, visit www.aboutcookies.org.
Certain features of our Websites depend on Cookies. Please be aware that if you block certain Cookies, you may not be able to sign in or use those features, and preferences dependent on Cookies may be lost. If you choose to delete Cookies, settings and preferences controlled by those Cookies, including advertising preferences, will be deleted and may need to be recreated.
Do Not Track
Some web browsers have a “Do Not Track” feature. This feature lets you tell websites you visit that you do not want your online activity tracked. These features are not yet uniform across browsers, and our websites are not currently set up to respond to those signals.
Contact Us
Y-12 Federal Credit Union
P.O. Box 2512
Oak Ridge, TN 37831-2512
Email: [email protected]
Revisions to Our Cookie Statement
We may amend this Cookie Statement from time to time. When we make updates, changes, or revisions, they will be effective when we post the updated Cookie Statement to our Website. If we make any material changes, we will notify you and allow you to review them before you continue using our Websites or maintaining your Cookie preferences.
Updates
Y-12 FCU’s policies may require modifications to comply with applicable laws and regulatory requirements. We will post any such changes to Y-12 FCU’s policies here.
Please refer to our Privacy Policy for information on how we gather and store personal data.
