Digital Wallet

Pay with the wave of your phone or wrist.

Load your cards to your Digital Wallet to make secure, contactless payments. It's so quick and easy you'll wonder why you even carry your wallet anymore.

Dark blue rectangle with 3d phone and wallet icon in the center.

Check out with your Digital Wallet.

We offer several options to make secure, convenient purchases on the go. Look for their icons at checkout.

Red/orange rectangle with 3d shopping bags icon in the center.

Shop online securely.

Look for the Visa Click to Pay icon  and enjoy a secure checkout with multiple layers of payment security - all without having to remember a password.

Register your Visa cards online.
Use your Visa card on any site that has the Click to Pay icon.
When you click Pay with Visa, skip guest checkout, bypass form fields, and eliminate remembering passwords.

Learn More

Yellow rectangle with 3d ATM icon in the center.

Tap & Go at the ATM.

Use your digital wallet at our ATMs and PTMs. Simply tap your card, phone, or wearable to the contactless reader and enjoy instant access to your accounts. It’s safer than using a keypad and saves you time. 

Safe
Secure
Efficient

HOW DIGITAL WALLET WORKS

What's Digital Wallet?

Link your card to a digital wallet service like Apple Pay, Google Wallet, or Samsung Wallet. With your card loaded into your device, you can pay effortlessly by holding your device near the terminal. If the merchant accepts contactless payments, simply hold your card or mobile device over the terminal to complete your purchase.

Need a hand setting it up? 
Which service are you using?

Apple PayGoogle WalletSamsung Wallet

Apple Pay:

Open the Wallet app on your iPhone and tap the "+" icon.

Choose "Debit or Credit Card" and tap "Continue."

Add your card by scanning or entering details manually.

Confirm your card information.

Read and agree to the Terms and Conditions.

Verify your card with a text or email code.

Google Wallet:

Open the Google Wallet app and tap "Add to Wallet."

Choose "Payment card."

Select "New credit or debit card."

Add your card by scanning or entering details manually.

Tap "Save and continue" and accept the Issuer Terms.

Verify your payment method if needed.

Samsung Wallet:

Open Samsung Wallet on your phone.

Tap the Menu (three horizontal lines) and select "Cards."

Tap "Add card" and follow the instructions.

Read and agree to the Terms and Conditions.

DID YOU KNOW?

Contactless cards are one of the most secure payment methods!

Unlike easy to duplicate magnetic strips, contactless cards use a unique code for each transaction. This makes them much harder for hackers to crack.

More Security Tips


Person holding the Visa Traditional Credit Card.Your money, your rules
With Visa Transaction Controls

Control when, where, and how much you spend with the touch of a button. Whether you want to limit spending, block certain purchases or simply stay informed, the choice is yours!

Set a limit on how much can be spent in a single transaction.Decide on how and where your Visa card is used.Stay in the loop with real-time alerts.

Check out Visa Transaction Controls in Digital Banking by navigating to Card Management under the Cards menu and start making your own rules!


Phone with Digital Banking login screen.Manage your card like a pro.
With Card Management in Digital Banking, you can easily:

Freeze or unfreeze your cards.
Report your card lost or stolen.
Set a travel notice.
Order a replacement card.
Set up customized alerts.

Get our Digital Banking app for secure and convenient access to manage your finances anytime, anywhere!

Simply search Y-12 Credit Union in your app store to download.

RESOURCES

Need additional help?





Apply For A Credit Card Online

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