Mortgage Home Loan Rates
-
30-Year Fixed
Interest Rate
6.750%
Annual Percentage Rate (APR)
6.870%
Origination Fee
1.00%
-
15/15 30-Year Adjustable Rate Mortgage
Interest Rate
6.625%
Annual Percentage Rate (APR)
6.750%
Origination Fee
1.00%
-
5/5 30-Year Adjustable Rate Mortgage
Interest Rate
6.750%
Annual Percentage Rate (APR)
6.877%
Origination Fee
1.00%
-
15-Year Fixed
Interest Rate
6.375%
Annual Percentage Rate (APR)
6.578%
Origination Fee
1.00%
-
10-Year Fixed
Interest Rate
6.125%
Annual Percentage Rate (APR)
6.407%
Origination Fee
1.00%
-
USDA
Interest Rate
7.375%
Annual Percentage Rate (APR)
7.509%
Origination Fee
1.00%
Rates effective as of: 12/20/2024
Rates posted are indications only and are subject to change without notice. Your actual rate may be different, as many factors go into providing you with a mortgage loan. Rates shown are based on loan amounts of $200,000 and are not intended to be a commitment to the loan type or amount for which you may qualify. For jumbo rates you may contact us directly at 800-482-1043.
Adjustable-Rate Mortgage 15/15
Adjustable-Rate Mortgage is variable and your rate may increase after the original rate period. The adjustable rate mortgage is tied to the 10-Year CMT index. Adjustable rates cannot change more than 4% at the adjustment period and cannot adjust more than 6% over the life of the loan.
- Payment example: A 15/15 30-Year Adjustable Rate Mortgage of $200,000 for 30 years at 6.625% interest and 6.750% APR will have a monthly payment of $1,297.20.
Adjustable-Rate Mortgage 5/5
Adjustable-Rate Mortgage is variable and your rate may increase after the original rate period. The adjustable rate mortgage is tied to the 10-Year CMT index. Adjustable rates cannot change more than 2% at the adjustment period and cannot adjust more than 5% over the life of the loan.
- Payment example: A 5/5 30-Year loan of $200,000 for 30 years at 6.750% interest and 6.877% APR will have a monthly payment of $1,314.12.